Functional Business Analyst (Payments, Banking)
HCL SINGAPORE PTE. LTD.
Singapore
12+ years
Posted Feb 3, 2026
Salary Range
SGD 120,000 - SGD 156,000 /year
SGD 10,000 - SGD 13,000/month
Skills Required
UATScalabilityChange ManagementUser StoriesBusiness AnalysisAgileInformation TechnologyTest CasesTransaction BankingAnalytical Problem SolvingBankingConsultingBusiness AnalystStakeholder ManagementBusiness Requirements
Job Description
Responsibilities
- Engage with business stakeholders to gather and clarify requirements, analyze dependencies, and support prioritization.
- Create, elaborate, and manage user stories, including backlog creation, grooming, prioritization, and acceptance criteria/test cases.
- Communicate user stories clearly to delivery teams and facilitate planning, review, and refinement sessions.
- Act as a key liaison among stakeholders, demonstrating strong communication and stakeholder management skills.
- Prepare business and functional documentation such as BRDs and FSDs.
- Apply industry knowledge and market awareness to propose effective and future-ready solutions.
- Demonstrate a strong analytical mindset with a proactive approach to problem-solving.
Essential Requirements
Experience & Domain Knowledge
- Bachelor’s degree in Computer Science, Information Technology, or a related field.
- 12+ years of overall IT experience, with at least 5 years in Banking and Payments domain projects.
- Mandatory experience in Transaction Banking – Cash Management.
- Proven experience delivering projects using Agile methodologies.
- Prior experience working as a Business Analyst.
Skills & Competencies
- Excellent verbal and written communication skills; strong team player.
- Ability to collaborate effectively with stakeholders across diverse cultures and geographies.
- Strong presentation and interpersonal skills.
- Proven ability to break down complex problems into manageable components for effective analysis and resolution.
Good to Have
- Experience with Finastra products (Fusion Corporate Channels).
- Knowledge of Corporate Payment Products in the ASEAN region.
- Exposure to Core Banking systems.
Technical & Professional Skills
- Strong background in Business Analysis and requirements management.
Soft Skills
- Effective communication
- Critical thinking and analytical skills
- Strong problem-solving ability
- High attention to detail
- Collaborative teamwork mindset
About HCL SINGAPORE PTE. LTD.
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