Enterprise Application Architect (Cards and Payments)

Job responsibilities:

• Serve as Domain Architect to implement an updated technology foundation for the bank with full capability/accountability for architecture deliverables (process, information, technology etc.) from concept to implementation
• Analyze stakeholder requirements, current state architecture, and gaps to create a future state for cards, rewards/loyalty and Collections solution architecture with a focus on reduced complexity, cost efficiencies, reduced risk and/or improved business capabilities
• Communicate and influence key elements of one or more technology architectures to both technical and business audiences
• Contribute to architecture definition and road map in Cards, Rewards/Loyalty and Collections domains especially operations re-engineering and digitization
• Build out the knowledge base of the technology teams on leading trends in the APAC under Cards, Rewards/Loyalty and Collections domains, and IT delivery in general
• Act as a trusted advisor to stakeholders in both business and IT to assist in defining and delivering high quality solutions

Key requirements:

• Cards & Rewards/Loyalty

• Issuing covering card issuance & lifecycle management, authorization & transaction processing, clearing & settlement, security & compliance, disputes & chargebacks, digital enablement, etc
• Acquiring covering merchant onboarding & management, payment acceptance channels, transaction processing, settlement & reconciliation, risk & fraud management, etc
• Rewards & Loyalty covering program design & management, earn & redeem mechanics, settlement & accounting, analytics & personalization, customer experience, etc

• Collections: Collections Lifecycle, Strategy & Segmentation, Payment Arrangements, Analytics & Reporting, etc

Requirements:

• Minimum 6 years’ experience in the IT industry, preferably in large, complex enterprises
• Minimum 6 years of experience in banking technology, including familiarization with digitization (Cards, Rewards/Loyalty, Collections)
• At least 3 years’ experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment
• Experience in converting Enterprise Architecture Strategy into executable solution architecture
• Deep experience delivering mission-critical, enterprise-scale IT solutions in a heterogeneous technology environment, both in-house built and 3rd-party vendor products
• Experience in actual systems development work, with prior coding, functional specifications and technical specifications and systems development and testing experience (in aggregate no less than 5 years)
• Understanding of at least one programming language, preferably in the Cobol, Java family
• A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains. Able to constructively challenge Enterprise and Solution Architecture for a fault tolerant design
• Familiarity with one or more formal Architecture frameworks/methodologies (TOGAF, Zachman, BIAN, etc.)
• Good understanding and experience in various software development cycle methodologies, including migrating from waterfall to agile methodologies
• Broad-based IT knowledge and experience (Hardware, Software, Middleware, Databases). Solid foundation in service-oriented technologies to be able to understand service interdependencies and drive towards technical solutions for multi-tiered systems
• Good understanding of Technology Taxonomy (Functional Disposition, Deployment, Performance, Integration Protocols)
• Good verbal, written and presentation skills to stakeholders at all levels
• Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation
• Capability to think conceptually and identify patterns across seemingly unrelated situations
• Must be a good team player and able to influence, and drive consensus amongst stakeholders with conflicting viewpoints and objectives
• Ability to effectively communicate, interact with and influence senior technical associates, business and operational partners and executives